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How a Credit Score is Compiled

FICO Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories: Payment History, Credit Utilization, Credit History, New Inquiries and Credit Mixture. • Payment History (35%): If all payments are...

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What is a Credit Score

A CREDIT SCORE is a statistical number that evaluates a consumer’s creditworthiness and is based on CREDIT HISTORY. A person’s credit score ranges from 300 to 850, and the higher the score, the more financially trustworthy a person is considered to be. Within the...

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Understanding Credit Repair

Credit repair can involve fixing your bad credit in any way, shape or form, but when most people use the term, they’re referring to the process of disputing errors on credit reports. You can go through this dispute process for free with each of the credit bureaus on...

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