by Felecia Richard | Oct 2, 2019 | Uncategorized
Bankruptcy can be a complex process, and the average person probably isn’t equipped to go through it alone. Working with a bankruptcy attorney can help ensure your bankruptcy goes as smoothly as possible and complies with all the applicable rules and regulations...
by Felecia Richard | Sep 30, 2019 | Uncategorized
When shopping for a car, it is common for auto dealers to submit your information to multiple lenders in an effort to find the lowest interest rate and most favorable loan terms. This practice allows you to benefit from lenders competing for your business. The same...
by Felecia Richard | Sep 27, 2019 | Uncategorized
Surrendering your vehicle and Repossessions are very similar in financial terms. You are unable to make the loan payments, so the lender is taking the vehicle back. It will be sold to recoup as much of the debt you owe as possible. The emotional difference between the...
by Felecia Richard | Dec 31, 2018 | Uncategorized
FICO Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories: Payment History, Credit Utilization, Credit History, New Inquiries and Credit Mixture. • Payment History (35%): If all payments are...
by Felecia Richard | Dec 5, 2018 | Uncategorized
A CREDIT SCORE is a statistical number that evaluates a consumer’s creditworthiness and is based on CREDIT HISTORY. A person’s credit score ranges from 300 to 850, and the higher the score, the more financially trustworthy a person is considered to be. Within the...
by Felecia Richard | Dec 5, 2018 | Uncategorized
Credit repair can involve fixing your bad credit in any way, shape or form, but when most people use the term, they’re referring to the process of disputing errors on credit reports. You can go through this dispute process for free with each of the credit bureaus on...
Recent Comments